The rates are based on several things. It pays to put down as large a down payment as
you can. We will also take into account how bad your credit is and how good or bad a
risk you are. We do however offer highly competitive rates in all cases!
You'll need just a couple of minutes. Don't miss any questions out or omit any information.
You'll stand more chance of being accepted if you fill in the form accurately and with 100%
correct information. We may deny an application that is not fully filled out. Decisions come
very quickly, but if you don't get one try reapplying. Very often there will have been an
error when you submitted it. Double check everything and send it again.
Yes! This is the main reason why we are in business - to help people get the auto
loan they need, regardless of how good or bad their credit rating might be. Our high
standards mean you can look forward to a great service and help whenever you need it.
When people buy a pre-owned auto we recommend they take out a warranty on it.
It will protect against the potential cost of repairs in the future. Unexpected
costs like this will increase the chances of you getting into trouble with your
loan repayments. To avoid this, a warranty can be extremely useful to have.
Yes you can. It's because a lending institution will look closely at an auto
loan if you are paying one back. The only loan that is looked at more closely
is a home loan. If you repay it diligently and on time you will rebuild your
credit history. A secured credit card can help too. If you opt to buy your auto
from a car lot you won't get the same benefit. This is because it
doesn't affect your credit record.
We submit to stringent checks with Trust-Guard. These take place daily. We assure
you your information is always safe. Click on the link for Trust-Guard to find out
more. Just be sure that when you start your application you can see the https:// in the address bar.
This will tell you that you are on a secure connection.